Veterans Without CHAMPVA or TRICARE
When Medicare Advantage May Be a Good Option for Veterans
This may apply if you:
-
Are a Veteran
-
Use VA health care or civilian doctors
-
Do not have CHAMPVA or TRICARE
Then: Medicare Advantage may be a good option.
Why? You may be able to:
-
Use VA care for service-connected care
-
Use Medicare Advantage for civilian care, including:
-
Civilian doctors and specialists
-
Dental, vision, and hearing benefits
-
Over-the-counter (OTC) benefits
-
Transportation benefits
-
Part B premium giveback on some plans (availability and amounts vary)
-
VA care and Medicare Advantage generally do not conflict when used appropriately.
Are Medicare Advantage Plans Safe for Veterans?
They can be — when the plan is chosen to fit your situation. Medicare Advantage plans are:
-
Regulated by CMS (Medicare)
-
Offered by major insurers
-
Renewed annually
-
Not allowed to cancel coverage due to health conditions
The key: choosing the right plan based on your Veteran benefits and how you receive care. If you have CHAMPVA or TRICARE For Life, your situation is different — those benefits coordinate with Medicare in specific ways, so talk through your options before making changes.
Important Information & Disclosure
Anthony's Healthcare provides Medicare education and guidance only. We are not affiliated with or endorsed by the U.S. government, the federal Medicare program, CMS, the U.S. Department of Veterans Affairs (VA), or any state Medicaid agency, insurance carrier, or Medicare plan.
Medicare consists of multiple parts (Part A, Part B, Part C, and Part D), each with its own rules, costs, and coverage limitations. Medicare Advantage (Part C) and Prescription Drug Plans (Part D) are offered by private insurance companies that are approved and regulated by Medicare. Plan availability, benefits, premiums, provider networks, formularies, service areas, and extra benefits may vary by plan, location, carrier, and contract year and are subject to change.
Extra benefits such as dental, vision, hearing, OTC allowances, transportation, meals, food benefits, fitness programs, or Part B premium giveback are not guaranteed and may have limitations or eligibility requirements.
We do not offer every plan available in your area. Any information we provide is limited to the plans we do offer. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all your options.
Information provided is for educational purposes only and does not guarantee eligibility, coverage, cost savings, or enrollment.
Enrollment is subject to eligibility requirements, enrollment periods, plan availability, and contract renewal.
Veterans should continue to rely on the Department of Veterans Affairs for VA-covered services. Medicare and Medicare Advantage plans do not replace VA benefits.